Who We Serve
LAUSD & K-12 Educators
Helping California Educators Plan for the Future
California educators dedicate their careers to helping others succeed. As retirement approaches, many face important questions about pension income, survivor benefits, healthcare, and long-term financial security.
As specialists working with public employees, we help educators better understand how their retirement decisions may affect both themselves and their families.
We Commonly Help With:
- Understanding CalSTRS retirement options
- Survivor benefit considerations
- Retirement income planning
- Life insurance needs before and after retirement
- Medicare education
- Household retirement planning
- Legacy and beneficiary considerations
Why It Matters
Many educators focus primarily on their pension, but retirement involves much more than a monthly benefit.
We help ensure all aspects of retirement planning are considered together rather than separately.
LA County Employees
Guidance for LACERA Members
Los Angeles County employees often have unique retirement planning needs due to the structure of their pension benefits and employment history.
Many LACERA members have questions about how their pension interacts with other retirement resources and whether previous employment outside the public sector may impact future benefits.
Common Topics We Discuss
- LACERA retirement options
- Survivor benefit elections
- Retirement income strategies
- Household planning for couples
- Life insurance considerations
- Social Security eligibility reviews
- Legacy planning
Understanding the Bigger Picture
Many county employees have spent decades serving their communities. As retirement approaches, it’s important to evaluate how pension decisions may affect spouses and loved ones over the long term.
Our household-focused approach helps ensure both partners are included in the planning process.
California State Employees
Support for CalPERS Members
State employees often have access to valuable retirement benefits, but understanding how those benefits fit into an overall retirement strategy can be challenging.
We help CalPERS members evaluate retirement considerations from a household perspective and better understand their available options.
Areas We Frequently Discuss
- Retirement timing considerations
- Survivor benefit choices
- Income protection strategies
- Retirement income planning
- Family protection needs
- Medicare education
- Legacy and beneficiary planning
Planning Beyond Retirement Day
Retirement isn’t simply about choosing a date.
It’s about creating a plan that supports your goals, protects your family, and helps you navigate the next stage of life with confidence.
Recent Social Security Changes May Affect You
Have You Revisited Your Eligibility?
Recent federal law changed how some public employees’ Social Security benefits are calculated.
If you previously believed you were not eligible for certain Social Security benefits—or chose not to file because of prior rules—it may be worth reviewing your situation.
Every person’s circumstances are unique.
Let’s explore whether these changes may affect you.
Whether you’re a CalSTRS educator, LACERA county employee, CalPERS state worker, or LADWP employee, we’re here to help you better understand your retirement options.