Terms of Use

Effective date: 15 – 06 – 2026

By accessing ewslife.com (the “Site”), operated by Windstar Group Inc., d/b/a Executive Wealth Solutions Insurance Services (“we,” “us”), you agree to these Terms. If you do not agree, do not use the Site.

Informational purpose; no advice

Content is for general educational purposes only and is not tax, legal, investment, or financial advice, nor an offer or solicitation of any product in any state where we are not licensed. Nothing on the Site creates an agent-client or fiduciary relationship.

No guarantees

Insurance and annuity product guarantees are subject to the claims-paying ability of the issuing carrier and to product terms and underwriting. We make no guarantee of any particular outcome, return, or income amount.

Licensing, DBA & non-affiliation

Executive Wealth Solutions Insurance Services is a DBA of Windstar Group Inc. (Florida license #W-161971; [CA license(s) to confirm]). We are independent and not affiliated with or endorsed by CalSTRS, CalPERS, LACERA, LAUSD, the Social Security Administration, CMS/Medicare, or any government agency or public retirement system.

Intellectual property & third-party content

Site content is owned by us or our licensors. Carrier names and logos belong to their owners. You may not copy or use Site content without permission.

Limitation of liability & indemnification

The Site is provided “as is.” To the fullest extent permitted by law, we are not liable for damages arising from your use of the Site or reliance on its content. You agree to indemnify us against claims arising from your misuse of the Site. [Counsel to tailor.]

Governing law

These Terms are governed by the laws of the State of [Florida / California — confirm with counsel; note California consumer protections may apply to California users regardless of a Florida choice-of-law clause], without regard to conflict-of-laws rules.

Changes & contact

We may update these Terms; continued use constitutes acceptance. Contact: info@ewslife.com · 818-639-4222.